Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Why do I need a public adjuster?

Insurance companies have adjusters working on their behalf and you deserve the same. A public adjuster interprets your insurance policy to determine what coverage you are entitled to and provides an analysis of the losses. Essentially, they are ensuring that you are treated fairly by the insurance company and that you get what you deserve. They might also have access to resources that can help you better support claim.

Why do I need help in filing an insurance claim?

It is possible to file your insurance claim on your own, but it is not advisable. This is because the average policyholder does not have the resources or experience that insurance company representatives have. As a policyholder, you deserve to have someone in your corner protecting your rights and ensuring you receive the compensation to which you are entitled. And because insurance policies are often complex and ambiguous, it helps to have someone with knowledge to help you sort through the details.

Will you help me receive a more prompt and satisfactory settlement?

Public adjusters do everything they can to ensure that policyholders receive a fair settlement as quickly as possible. Working with a public adjuster might extend the period of time it takes to ultimately settle your claim because of negotiations, but it will shorten the period of time it would take to negotiate a fair settlement on your own. Insurance companies want to settle for as little as possible as fast as possible and this results in cheating policyholders. Public adjusters protect against this.

What type of claims do you handle?

We are able to assist you in with claims related to a variety of different types of damage to your property, including fire and smoke, water damage from flooding or plumbing issues, sinkhole damage, and damage from weather or wind. If any type of manmade or natural disaster has caused damage to your property, it is a good idea to speak to a public adjuster so they can determine if your policy covers the damage.

My insurance claim is underway and I received an offer from my insurance company but I’m worried that the settlement amount is too low. Is it too late to hire a public adjuster?

No, it is not too late. As a matter of fact, you should have someone review the offer to make sure it is fair. If it is your first offer from the insurance company, chances are it is much lower than what you deserve and a public adjuster can help you determine a fair amount you should be seeking. A public adjuster can also help you negotiate the claim settlement and quickly settle the claim for the maximum amount.

Will I get a higher settlement if I hire a public adjuster?

Possibly. It is in the best interest of the public adjuster to get you as large of a settlement as possible because they receive their payment as a percentage of your settlement. Though working with a public adjuster does not guarantee a higher settlement, it increases the odds of getting one and ensures that the settlement you ultimately receive will be fair and based on the compensation you are entitled to as a result of your policy.

What is the difference between a Public Adjuster and the insurance company’s adjuster?

The primary difference is that a public adjuster is your advocate while an insurance company’s adjuster is working for the insurance company. Though it might seem as if the insurance company’s adjuster is in your corner, they are not. He or she is an employee of the insurance company and will do everything possible to protect the insurance company’s bottom line. A public adjuster is there to ensure you are treated fairly and that you receive the compensation you are entitled to.

Will I lose my coverage if I hire a Public Adjuster?

No. Hiring a public adjuster is perfectly legal and a perfectly normal thing to do. Insurance companies know that policyholders are entitled to working with their own adjuster, but it is not something they are going to encourage. However, they are not able to punish you by dropping coverage or increasing your rates if you choose to work with a public adjuster, even if they would prefer you not do so.

LMR Public Adjusters: Expertise and Experience You Can Trust

When disaster strikes, it’s not just the immediate damage that can be overwhelming. The aftermath, dealing with insurance claims, can be equally daunting. That’s where LMR Public Adjusters come in. As South Florida’s premier public adjusters, they advocate for property owners, helping them maximize their insurance claims with a personalized, dedicated team.

What Are Public Adjusters?

Public adjusters are professionals who assist policyholders in preparing, filing, and adjusting insurance claims. They work for the policyholder, not the insurance company, ensuring that the policyholder receives the maximum amount they’re entitled to.

LMR Public Adjusters: Your Advocate in the Claims Process

LMR Public Adjusters are experts in their field, with years of experience navigating the complex world of insurance claims. They understand the ins and outs of the process, and they’re here to guide you every step of the way. You can learn more about their team and their expertise on their About Us page.

Why Choose LMR Public Adjusters?

Choosing the right public adjuster can make all the difference in your claim. Here’s why LMR Public Adjusters should be your first choice.

Expertise and Experience

With years of experience under their belt, LMR Public Adjusters have the knowledge and expertise to handle any claim, no matter how complex. They’ve dealt with everything from water damage to wind damage, and they know how to get results.

Personalized Service

At LMR Public Adjusters, you’re not just another claim. They provide personalized service, with a dedicated team that’s committed to your case. They’ll work with you closely, keeping you informed and involved throughout the process.

Proven Results

Don’t just take their word for it. Check out their Google reviews to see what their clients have to say about their services. They have a proven track record of success, helping property owners maximize their claims and get the compensation they deserve.

Types of Claims LMR Public Adjusters Handle

LMR Public Adjusters handle a wide range of claims. Here are just a few examples.

Water Damage Claims

Water damage can be devastating, but LMR Public Adjusters can help. They have extensive experience with water damage claims, and they know how to get you the maximum compensation.

Wind Damage Claims

Wind damage can cause serious harm to your property. LMR Public Adjusters are experts in wind damage claims, and they’ll fight for your rights as a policyholder.

Mold Damage Claims

Mold damage can be a serious health hazard, as well as causing significant property damage. LMR Public Adjusters have the expertise to handle mold damage claims, ensuring you get the compensation you need to remediate the problem.

FAQs

What is a public adjuster?

A public adjuster is a professional who assists policyholders in preparing, filing, and adjusting insurance claims. They work for the policyholder, not the insurance company.

Why should I hire a public adjuster?

A public adjuster can help you navigate the complex world of insurance claims, ensuring you get the maximum compensation you’re entitled to. They have the expertise and experience to handle any claim, no matter how complex.

What types of claims do LMR Public Adjusters handle?

LMR Public Adjusters handle a wide range of claims, including water damage, wind damage, and mold damage. You can find a full list of the types of claims they handle on their Property Claims page.

How does the process work?

Once you hire LMR Public Adjusters, they’ll work with you closely, guiding you through the claims process. They’ll prepare and file your claim, negotiate with the insurance company on your behalf, and ensure you get the maximum compensation you’re entitled to.

How much does it cost to hire LMR Public Adjusters?

LMR Public Adjusters work on a contingency basis, meaning they only get paid if you do. You can find more information about their fees on their FAQ page.

Where are LMR Public Adjusters located?

LMR Public Adjusters are based in South Florida, but they serve clients throughout the state. You can find their contact information and location details on their Location page.

Conclusion

When it comes to dealing with insurance claims, you don’t have to go it alone. With LMR Public Adjusters, you have a team of experts on your side, fighting for your rights as a policyholder. With their expertise and experience, you can trust them to handle your claim with the utmost professionalism and dedication. So why wait? Contact LMR Public Adjusters today, and let them help you get the compensation you deserve.

Testimonials

Extremely knowledgeable and professional firm. The employees are fast, efficient and a joy to work with. We would not have been able to rebuild our home after Hurricane Sally without them. Highly recommend their services.

- Jennifer Medeiros

LMR is the best! Thorough, efficient and quite effective, in every way. Guy Hendel is our hero for the profession of public adjuster.

- Ronald Brauner

LMR Public adjusters did an amazing job for us, we're very pleased and impressed with their professionalism and prompt execution of our insurance claim.Special shout-out to Leor, our adjuster; very knowledgeable, diligent, organized. kept us informed each step of the way, he's a pleasure to work with. Most important; he gets results!! Thank you again

- Roy Shriki

Very efficient and easy to work with. Responsive and all around had a great experience with our claim. Highly recommend, as they are experts in the business!

- Narmar Hanna