Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Why do I need a public adjuster?

Insurance companies have adjusters working on their behalf and you deserve the same. A public adjuster interprets your insurance policy to determine what coverage you are entitled to and provides an analysis of the losses. Essentially, they are ensuring that you are treated fairly by the insurance company and that you get what you deserve. They might also have access to resources that can help you better support claim.

Why do I need help in filing an insurance claim?

It is possible to file your insurance claim on your own, but it is not advisable. This is because the average policyholder does not have the resources or experience that insurance company representatives have. As a policyholder, you deserve to have someone in your corner protecting your rights and ensuring you receive the compensation to which you are entitled. And because insurance policies are often complex and ambiguous, it helps to have someone with knowledge to help you sort through the details.

Will you help me receive a more prompt and satisfactory settlement?

Public adjusters do everything they can to ensure that policyholders receive a fair settlement as quickly as possible. Working with a public adjuster might extend the period of time it takes to ultimately settle your claim because of negotiations, but it will shorten the period of time it would take to negotiate a fair settlement on your own. Insurance companies want to settle for as little as possible as fast as possible and this results in cheating policyholders. Public adjusters protect against this.

What type of claims do you handle?

We are able to assist you in with claims related to a variety of different types of damage to your property, including fire and smoke, water damage from flooding or plumbing issues, sinkhole damage, and damage from weather or wind. If any type of manmade or natural disaster has caused damage to your property, it is a good idea to speak to a public adjuster so they can determine if your policy covers the damage.

My insurance claim is underway and I received an offer from my insurance company but I’m worried that the settlement amount is too low. Is it too late to hire a public adjuster?

No, it is not too late. As a matter of fact, you should have someone review the offer to make sure it is fair. If it is your first offer from the insurance company, chances are it is much lower than what you deserve and a public adjuster can help you determine a fair amount you should be seeking. A public adjuster can also help you negotiate the claim settlement and quickly settle the claim for the maximum amount.

Will I get a higher settlement if I hire a public adjuster?

Possibly. It is in the best interest of the public adjuster to get you as large of a settlement as possible because they receive their payment as a percentage of your settlement. Though working with a public adjuster does not guarantee a higher settlement, it increases the odds of getting one and ensures that the settlement you ultimately receive will be fair and based on the compensation you are entitled to as a result of your policy.

What is the difference between a Public Adjuster and the insurance company’s adjuster?

The primary difference is that a public adjuster is your advocate while an insurance company’s adjuster is working for the insurance company. Though it might seem as if the insurance company’s adjuster is in your corner, they are not. He or she is an employee of the insurance company and will do everything possible to protect the insurance company’s bottom line. A public adjuster is there to ensure you are treated fairly and that you receive the compensation you are entitled to.

Will I lose my coverage if I hire a Public Adjuster?

No. Hiring a public adjuster is perfectly legal and a perfectly normal thing to do. Insurance companies know that policyholders are entitled to working with their own adjuster, but it is not something they are going to encourage. However, they are not able to punish you by dropping coverage or increasing your rates if you choose to work with a public adjuster, even if they would prefer you not do so.

Pipe Burst Damage: How to Get the Most from Your Insurance Claim

Dealing with property damage can be a daunting task, especially when it involves a pipe burst. The aftermath of a pipe burst can be overwhelming, with water damage affecting your property and belongings. One of the most crucial steps in mitigating the damage and recovering your losses is filing a Pipe Burst Damage Insurance Claim. This process, however, can be complex and challenging, particularly for those unfamiliar with the intricacies of insurance policies and procedures.

At LMR Public Adjusters, we specialize in assisting homeowners and businesses in navigating the complex process of filing insurance claims for property damage, including pipe burst damage. Our mission is to ensure that our clients receive the maximum compensation they deserve.

When a pipe bursts, the resulting damage can be extensive, affecting not only the plumbing system but also the surrounding areas. Water can seep into walls, floors, and furniture, leading to structural damage and potential mold growth. The cost of repairing this damage can be substantial, and without a comprehensive understanding of your insurance policy, you may not receive the full compensation you are entitled to.

Here are some steps to follow to get the most from your Pipe Burst Damage Insurance Claim:

Document the Damage: As soon as you discover the pipe burst, start documenting the damage. Take photos and videos of the affected areas, including any damaged personal belongings. This will serve as evidence when filing your claim.
Contact Your Insurance Company: Notify your insurance company about the incident as soon as possible. Provide them with all the necessary details and documentation. This is also a good time to review your policy and understand what is covered.
Begin Cleanup and Mitigation: To prevent further damage, start the cleanup process immediately. Keep receipts of any repair or cleaning services as these can be included in your claim.
File Your Claim: Submit your claim to your insurance company. Include all the necessary documentation and evidence. Be as detailed as possible in describing the incident and the resulting damage.
Work with a Public Adjuster: A public adjuster can be a valuable ally in this process. They can help you understand your policy, assess the damage, and negotiate with your insurance company to ensure you receive the maximum compensation.

“A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating an insurance claim.” – National Association of Public Insurance Adjusters

At LMR Public Adjusters, we offer a range of services to assist you in filing your Pipe Burst Damage Insurance Claim. Our team of experienced insurance claim adjusters works tirelessly to ensure that our clients receive a fair and maximum settlement for their claims. We handle every aspect of the claims process, from conducting meticulous inspections to negotiating with insurance companies on behalf of our clients.

What sets us apart from other public adjusting firms is our commitment to excellence and our track record of success. Our unique selling points include:

No Recovery, No Fee: We operate on a contingency basis, which means that we only get paid if our clients receive compensation for their claims. This ensures that our interests are aligned with our clients’ interests.
Free Claim Assessment: We offer a free analysis of our clients’ claims to determine the potential for a fair settlement. This allows our clients to make informed decisions about pursuing their claims.
Expertise and Experience: Our team of public adjusters has extensive knowledge and experience in handling insurance claims. We leverage our expertise to advocate for our clients and secure the best possible outcome.
Excellent Customer Service: We prioritize customer satisfaction and strive to provide a seamless and stress-free experience for our clients. Our team is available 24/7 to address any concerns or questions.

If you are struggling with pipe burst damage or any other type of property damage, look no further than LMR Public Adjusters. We are here to help you navigate the insurance claims process and ensure that you receive the compensation you deserve. Contact us today for a free claim assessment.

Contact Information:

LMR Public Adjusters

Address: 6030 Hollywood Blvd Suite 110, Hollywood, FL 33024

Phone: (954) 603-7174

Email: claims@lmrpublicadjusters.com

For more information, visit our website: https://www.lmrpublicadjusters.com/

Don’t let the complexities of filing a Pipe Burst Damage Insurance Claim overwhelm you. With the right guidance and support, you can navigate this process successfully and secure the compensation you deserve. Remember, you don’t have to face this challenge alone. At LMR Public Adjusters, we are here to help every step of the way.

Click here to schedule your free claim assessment today.

Testimonials

Extremely knowledgeable and professional firm. The employees are fast, efficient and a joy to work with. We would not have been able to rebuild our home after Hurricane Sally without them. Highly recommend their services.

- Jennifer Medeiros

LMR is the best! Thorough, efficient and quite effective, in every way. Guy Hendel is our hero for the profession of public adjuster.

- Ronald Brauner

LMR Public adjusters did an amazing job for us, we're very pleased and impressed with their professionalism and prompt execution of our insurance claim.Special shout-out to Leor, our adjuster; very knowledgeable, diligent, organized. kept us informed each step of the way, he's a pleasure to work with. Most important; he gets results!! Thank you again

- Roy Shriki

Very efficient and easy to work with. Responsive and all around had a great experience with our claim. Highly recommend, as they are experts in the business!

- Narmar Hanna

Pipe Burst Damage: How to Get the Most from Your Insurance Claim

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