Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Who pays for a public adjuster?

Technically, the policy holder pays the public adjuster, but most public adjusters charge a percentage of the final settlement. This means it is in the public adjuster’s best interest to get the policy holder the largest settlement possible. Though it might seem counterintuitive to pay a third-party when you are trying to maximize your compensation, the chances you will be treated fairly are increased when working with a public adjuster.

Why do I need a public adjuster?

Insurance companies have adjusters working on their behalf and you deserve the same. A public adjuster interprets your insurance policy to determine what coverage you are entitled to and provides an analysis of the losses. Essentially, they are ensuring that you are treated fairly by the insurance company and that you get what you deserve. They might also have access to resources that can help you better support claim.

Why do I need help in filing an insurance claim?

It is possible to file your insurance claim on your own, but it is not advisable. This is because the average policyholder does not have the resources or experience that insurance company representatives have. As a policyholder, you deserve to have someone in your corner protecting your rights and ensuring you receive the compensation to which you are entitled. And because insurance policies are often complex and ambiguous, it helps to have someone with knowledge to help you sort through the details.

Will you help me receive a more prompt and satisfactory settlement?

Public adjusters do everything they can to ensure that policyholders receive a fair settlement as quickly as possible. Working with a public adjuster might extend the period of time it takes to ultimately settle your claim because of negotiations, but it will shorten the period of time it would take to negotiate a fair settlement on your own. Insurance companies want to settle for as little as possible as fast as possible and this results in cheating policyholders. Public adjusters protect against this.

What type of claims do you handle?

We are able to assist you in with claims related to a variety of different types of damage to your property, including fire and smoke, water damage from flooding or plumbing issues, sinkhole damage, and damage from weather or wind. If any type of manmade or natural disaster has caused damage to your property, it is a good idea to speak to a public adjuster so they can determine if your policy covers the damage.

My insurance claim is underway and I received an offer from my insurance company but I’m worried that the settlement amount is too low. Is it too late to hire a public adjuster?

No, it is not too late. As a matter of fact, you should have someone review the offer to make sure it is fair. If it is your first offer from the insurance company, chances are it is much lower than what you deserve and a public adjuster can help you determine a fair amount you should be seeking. A public adjuster can also help you negotiate the claim settlement and quickly settle the claim for the maximum amount.

Will I get a higher settlement if I hire a public adjuster?

Possibly. It is in the best interest of the public adjuster to get you as large of a settlement as possible because they receive their payment as a percentage of your settlement. Though working with a public adjuster does not guarantee a higher settlement, it increases the odds of getting one and ensures that the settlement you ultimately receive will be fair and based on the compensation you are entitled to as a result of your policy.

What is the difference between a Public Adjuster and the insurance company’s adjuster?

The primary difference is that a public adjuster is your advocate while an insurance company’s adjuster is working for the insurance company. Though it might seem as if the insurance company’s adjuster is in your corner, they are not. He or she is an employee of the insurance company and will do everything possible to protect the insurance company’s bottom line. A public adjuster is there to ensure you are treated fairly and that you receive the compensation you are entitled to.

Will I lose my coverage if I hire a Public Adjuster?

No. Hiring a public adjuster is perfectly legal and a perfectly normal thing to do. Insurance companies know that policyholders are entitled to working with their own adjuster, but it is not something they are going to encourage. However, they are not able to punish you by dropping coverage or increasing your rates if you choose to work with a public adjuster, even if they would prefer you not do so.

The Advantages of a Free Claim Assessment by LMR Public Adjusters

When disaster strikes, the aftermath can be overwhelming. The process of filing insurance claims for property damage can be a complex and daunting task. This is where LMR Public Adjusters, South Florida’s premier public adjusters, come in. One of the key services they offer is a Free Claim Assessment, which can be a game-changer for property owners. Let’s delve into the advantages of this service.

Understanding Free Claim Assessment

A Free Claim Assessment is an initial analysis of your insurance claim by a professional public adjuster. This service is designed to help you understand the potential for a fair settlement. It’s an opportunity to make informed decisions about pursuing your claims without any financial commitment. But what makes it so beneficial?

Benefits of a Free Claim Assessment

No Financial Risk: The Free Claim Assessment by LMR Public Adjusters is exactly that – free. This means you can get a professional evaluation of your claim without any upfront cost.
Expert Analysis: The team at LMR Public Adjusters has extensive knowledge and experience in handling insurance claims. They leverage their expertise to provide a thorough analysis of your claim.
Informed Decision Making: The Free Claim Assessment allows you to understand the potential for a fair settlement. This empowers you to make informed decisions about pursuing your claim.
Personalized Service: LMR Public Adjusters prides itself on its personalized service. The Free Claim Assessment is tailored to your specific situation, ensuring you get the most accurate and relevant information.

Why Choose LMR Public Adjusters?

LMR Public Adjusters is a leading provider of full-spectrum public adjusting services in Florida. They specialize in handling various types of claims, including storm damage, water damage, mold damage, and more. Their mission is to assist homeowners and businesses in navigating the complex process of filing insurance claims for property damage.

What sets LMR Public Adjusters apart is their commitment to excellence and their track record of success. They operate on a contingency basis, meaning they only get paid if you receive compensation for your claims. This aligns their interests with yours, ensuring they work tirelessly to secure the best possible outcome for you.

Moreover, their team is available 24/7 to address any concerns or questions, providing excellent customer service and a seamless, stress-free experience for their clients.

Conclusion

In conclusion, a Free Claim Assessment by LMR Public Adjusters offers numerous advantages. It provides a risk-free, expert analysis of your claim, empowering you to make informed decisions. Coupled with their expertise, experience, and commitment to customer satisfaction, LMR Public Adjusters is your go-to choice for handling insurance claims in South Florida.

Don’t let the daunting process of filing insurance claims overwhelm you. Contact LMR Public Adjusters today and take advantage of their Free Claim Assessment. Navigate the insurance claims process with ease and ensure you receive the compensation you deserve.

For more information, visit https://www.lmrpublicadjusters.com/ or reach out directly at (954) 603-7174 or claims@lmrpublicadjusters.com.

Testimonials

Extremely knowledgeable and professional firm. The employees are fast, efficient and a joy to work with. We would not have been able to rebuild our home after Hurricane Sally without them. Highly recommend their services.

- Jennifer Medeiros

LMR is the best! Thorough, efficient and quite effective, in every way. Guy Hendel is our hero for the profession of public adjuster.

- Ronald Brauner

LMR Public adjusters did an amazing job for us, we're very pleased and impressed with their professionalism and prompt execution of our insurance claim.Special shout-out to Leor, our adjuster; very knowledgeable, diligent, organized. kept us informed each step of the way, he's a pleasure to work with. Most important; he gets results!! Thank you again

- Roy Shriki

Very efficient and easy to work with. Responsive and all around had a great experience with our claim. Highly recommend, as they are experts in the business!

- Narmar Hanna

The Advantages of a Free Claim Assessment by LMR Public Adjusters

Understanding Free Claim Assessment

Benefits of a Free Claim Assessment

Why Choose LMR Public Adjusters?

Conclusion

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