When disaster strikes your home or business, the last thing you want is to be left in the dark about your insurance claim. That’s where a public adjuster comes in. But not all adjusters are created equal. To make sure you’re getting the best representation possible, you need to ask the right questions. In this guide, we’ll walk you through the top questions to ask your public adjuster — and why they matter.
Whether you’re dealing with water damage, wind damage, or a pipe burst, LMR Public Adjusters — South Florida’s premier public adjusters — are here to help. Our dedicated team advocates for property owners to maximize insurance claims with a personalized approach.
This might sound basic, but it’s the foundation of trust. You wouldn’t hire a mechanic without knowing if they’ve fixed your type of car before, right? Same goes for public adjusters. Ask about their background, certifications, and how long they’ve been in the game.
At LMR Public Adjusters, we bring years of hands-on experience in handling complex property claims across South Florida. Our team is licensed, bonded, and has a proven track record of success. We’ve helped homeowners and business owners recover from hurricanes, floods, fires, and more.
Don’t be shy—ask for references or check out their Google Reviews. A reputable adjuster should have no problem showing off their wins.
Also, inquire if they specialize in residential or commercial properties. The approach can differ, and you want someone who knows the ropes of your specific situation.
Let’s talk money. One of the most important questions to ask your public adjuster is how they get paid. Most public adjusters work on a contingency fee basis, meaning they only get paid if you do. But the percentage can vary.
At LMR Public Adjusters, we operate transparently. Our fees are a percentage of the settlement we help you secure — no hidden costs, no upfront payments. That means we’re just as motivated as you are to get the highest possible payout.
Make sure to ask:
Understanding the financial arrangement upfront avoids surprises later. For more details, check out our FAQ page.
If you’ve never filed a property claim before, the process can feel like navigating a maze blindfolded. That’s why it’s crucial to ask your public adjuster to walk you through their process step-by-step.
At LMR Public Adjusters, we simplify the chaos. From the initial inspection to negotiating with your insurance company, we handle everything. Our process includes:
We keep you in the loop every step of the way. Whether you’re dealing with home damage or a property claim, we’ve got your back.
Ask your adjuster how long the process typically takes and what you can do to speed things up. A good adjuster will not only manage the claim but also educate you along the way.
Not all damage is created equal. Some adjusters might be pros at handling hurricane claims but clueless when it comes to mold or plumbing issues. That’s why you need to ask about their areas of expertise.
LMR Public Adjusters handles a wide range of claims, including:
Each type of claim has its own quirks. For example, mold claims often require environmental testing, while plumbing damage might involve tracing the source of a leak. You want someone who knows how to handle the specifics of your situation.
Also, ask if they’ve worked with your insurance company before. Familiarity with the insurer’s tactics can be a huge advantage during negotiations.
Here’s the thing — insurance laws and building codes vary by location. That’s why it’s essential to work with a public adjuster who knows your area like the back of their hand.
LMR Public Adjusters proudly serves all of South Florida, including:
Local experience means we understand the unique challenges of South Florida properties — from hurricane-prone roofs to high humidity mold risks. We also have relationships with local contractors and inspectors, which can help move your claim along faster.
Want to see how we’ve helped your neighbors? Check out our blog for real-life success stories and tips.
Choosing the right public adjuster can make or break your insurance claim. By asking the right questions, you’re not just hiring a service — you’re building a partnership. At LMR Public Adjusters, we pride ourselves on transparency, experience, and a relentless drive to get you the settlement you deserve.
Whether you’re facing water damage, mold, or a burst pipe, don’t go it alone. Let South Florida’s premier public adjusters fight for you. Contact us today and take the first step toward peace of mind.
A public adjuster represents you, the policyholder, in negotiating insurance claims. They assess the damage, file the claim, and fight to get you the maximum payout — unlike insurance company adjusters who work for the insurer.
Absolutely. Studies show that claims handled by public adjusters often result in significantly higher payouts. Plus, they take the stress off your shoulders by managing the entire process.
It varies depending on the complexity of the claim and the responsiveness of your insurance company. On average, it can take anywhere from a few weeks to a few months. LMR Public Adjusters works diligently to expedite the process.
Yes! You can bring in a public adjuster at any point in the claims process — even if your claim has been denied or underpaid. We can help reopen and renegotiate your case.
LMR Public Adjusters primarily serves South Florida, including cities like Aventura, Dania Beach, and Lake Worth. Our local expertise gives us a unique edge in handling regional claims.
Dania Beach, Broward County, Davie, Weston, Boca Raton, Cooper City, Coral Springs, Deerfield Beach, Fort Lauderdale, Hollywood, Parkland, Pembroke Pines, Pinecrest, Plantation, Pompano Beach, Sunrise, Fisher Island, Miramar, Delray Beach, Hallandale Beach , Lake Worth, Boynton
