A garden, whether floral, edible or both, is something that requires regular maintenance. But it’s a labor of love worth the effort! As we mentioned in our blog, 5 Simple & Cost Friendly Home Improvement Ideas, your garden is your home’s “first impression”. It sets the mood for everyone who enters your home (including yourself) … Continue reading Landscape Coverage: Do You Have Protection for Your Cherished Garden? →

As a tenant investing in your current address is not something on your mind… but it should be. Why you ask. Well because while your dwelling space may not belong to you the contents of it do and those belongings need coverage. Your landlord should have property insurance to cover the structure of your rental … Continue reading Renters Insurance: Why You Need It →

We all get the munchies from time to time. For us humans, the consequences of overly-enthusiastic snacking might necessitate loosening our belt a few notches, and vowing to turn to the fruit drawer “next time.” For a resilient group of little pests, however, the cost of their hearty appetites is much higher. So high, in … Continue reading Stealth Biters: Termites, and How to Beat Them →

Whether you just bought your home or have been living there for years, it’s always a good idea to keep your property’s value, well, valuable. This rule applies even if you have no plans to sell. Charm is great and it’s the small imperfections that we get used to that often comfort us, but make … Continue reading 5 Simple & Cost Friendly Home Improvement ideas →

Nope, we’re not talking beer here. Although a good craft beer can cost you more than your average “cold one” it’s not exactly in need of its very own policy. A.L.E. stands for Additional Living Expenses. A coverage that is included in most homeowners policies, protecting the policy holder in the case of temporary displacement. … Continue reading ALE Coverage: Understanding Coverage of Additional Living Expenses →

There’s a song my preschool teacher used to sing in when we were getting ready for a visit to the school library. It went like this: “As quiet as a mouse, as quiet as a mouse, we go visit the library as quiet as a mouse”. I might be forgetting some of the words… it’s … Continue reading Mold: Your Property’s Nemesis →

Are you entitled to settlement if your property is damaged by water? Well, that depends on the fine print of your policy and what type of water damage has occurred. Most insurance policies cover abrupt water damage such as a burst pipe or roof leak (provided the roof leak was caused by an external force … Continue reading How to Spot Water Damage in Your Home →

Your home is the safe space that you and your family count on, and like your family, your home needs some TLC (aka: home maintenance). There’s the obvious maintenance like washing the floors and mowing the lawn, and then there’s the upkeep that you might be more likely to push off, like cleaning the gutters. … Continue reading Annual Home Maintenance →

Is your company covered for loss of business in the aftermath of a disaster? Smart business owners know the importance of insuring themselves and their businesses. A standard business insurance policy will cover loss and/or damages to your warehouse, office, or store as well as your equipment and inventory. But what about the loss of … Continue reading Business Interruption Insurance: What It Is & Why You Need It →